India’s Premium Compliance Stack
India’s Premium Compliance StackCapital Gains Tax Filing: Stocks, Property & Crypto
Capital gains tax can apply when you sell or transfer stocks, mutual funds, property, or virtual digital assets, and the treatment depends on the asset, acquisition and transfer details, and holding period. We calculate your taxable gains, identify eligible losses, reconcile your transaction records, and report everything correctly in your ITR.
Whether it's a stock portfolio, mutual funds, property, or crypto, we review your actual records before applying the relevant tax treatment, not a generic rate.
At a Glance
Capital gains tax filing means calculating taxable gains and eligible losses from selling capital assets, then reporting them correctly in your income tax return. Treatment isn't uniform across asset types, stocks, mutual funds, property, and crypto each have their own rules for holding period, computation, and reporting. Crypto and other virtual digital assets specifically fall under Section 115BBH and require transaction-wise disclosure in Schedule VDA, distinct from how other capital assets are reported.
4
Asset types covered
2
Gain classifications
No
Carry-Forward for VDA Losses
Who Needs Capital Gains Tax Filing?
Consider it when:
- You've sold stocks, shares, or securities, whether through one broker or several
- You've redeemed or transferred mutual fund units
- You've sold property and need purchase cost, sale consideration, and expense review
- You've transacted in crypto or virtual digital assets requiring Schedule VDA reporting
It may not suit you when:
- You haven't sold or transferred any capital assets during the year
- Your only income is salary or business income with no capital transactions
- You have no losses or gains that need reconciliation across brokers or platforms
Capital gains don't alone determine your ITR form. Does your income profile require ITR-2 or ITR-3?
Talk to usCapital Gains by Asset Type
Stocks, shares & securities.
We review broker statements and transaction records to accurately calculate, consolidate, and reconcile gains or losses across platforms .
Mutual funds.
Purchase and redemption statements, transaction dates, and applicable costs determine your capital gains position, treatment depends on the type of fund and the provisions relevant to the transaction.
Property.
Requires reviewing purchase cost, sale consideration, acquisition date, transfer details, and eligible expenses, we help organise these records and calculate the applicable gain for reporting.
Crypto & Virtual Digital Assets.
Subject to specific provisions under Section 115BBH, with transaction-wise reporting required in Schedule VDA. We review acquisition details, consideration received, and applicable reporting requirements for each transaction.
Bonds & debentures.
Acquisition and sale records are reviewed to determine the applicable capital gain based on the security and transaction details.
Other capital assets.
We review the acquisition, transfer, cost, and holding-period details of other eligible capital assets to determine the correct tax treatment.
Documents Required
Stocks & Mutual Funds
Broker statements and contract notes
Demat statements and transaction reports
Mutual fund account statements
Purchase and redemption statements
Property & Crypto/VDAs
Purchase/sale agreements and acquisition records
Sale consideration details
Exchange statements and transaction histories
Crypto acquisition and transfer details
Supporting Documents
PAN
Previous ITR
Form 26AS
AIS
Capital Gains ITR Filing Process
Record collection
Investment, property, or VDA transaction records gathered
Asset & transaction review
Transactions reviewed by asset type and applicable tax treatment assessed
Reconciliation
Purchase and sale records reconciled
Gain/loss classification & calculation
STCG/LTCG classification determined and applicable gains or losses calculated.
Estimated Timeline
D0-D2
Record collection and asset review
D2-D4
Reconciliation and STCG/LTCG classification
D4-D6
Gain/loss calculation and tax treatment review
D6-D8
ITR preparation and filing
D7-D8
Final handover - After Filing
Benefits of Structured Capital Gains Filing
Asset-specific treatment
Stocks, mutual funds, property, and crypto each get their own rules, not one blanket rate
Losses reviewed, not just gains
Skipping the loss side means potentially leaving eligible adjustments unclaimed
Multi-broker reconciliation
Consolidates records across brokers and platforms before calculating your overall position
Correct ITR form selection
Depends on your overall income profile, not capital gains alone
Capital Gains Filing Checklist
Consolidate All Transaction Records
Gather broker, mutual fund, property, and crypto records across every platform
Consolidate All Transaction Records
Gather broker, mutual fund, property, and crypto records across every platform
Classify STCG vs LTCG Correctly
Holding-period rules differ by asset type, don't apply a blanket rule
Classify STCG vs LTCG Correctly
Holding-period rules differ by asset type, don't apply a blanket rule
Reconcile Purchase & Sale Data
Reconcile records before calculating the taxable gain or loss
Reconcile Purchase & Sale Data
Reconcile records before calculating the taxable gain or loss
Review Losses, Not Just Gains
Eligible losses may offset gains and carry forward to future years
Review Losses, Not Just Gains
Eligible losses may offset gains and carry forward to future years
Report Crypto Under Schedule VDA
Virtual digital assets need transaction-wise disclosure under Section 115BBH
Report Crypto Under Schedule VDA
Virtual digital assets need transaction-wise disclosure under Section 115BBH
Confirm the Right ITR Form
ITR-2 or ITR-3 depending on your overall income profile, not capital gains alone
Confirm the Right ITR Form
ITR-2 or ITR-3 depending on your overall income profile, not capital gains alone
Common Mistakes
Only reporting profitable transactions.
Losses matter too, they can offset gains and potentially carry forward
Assuming capital gains alone determine your ITR form.
Your overall income profile decides between ITR-2 and ITR-3, not capital gains in isolation
Treating all assets under one holding-period rule.
STCG/LTCG classification differs by asset type, applying a blanket rule risks misclassification
Short-Term vs Long-Term Capital Gains
Definition
Gain from an asset held for less than the applicable holding period
Holding period threshold
Asset-specific, generally shorter
Tax treatment
Determined by asset-specific STCG provisions
Applies to
Shares, mutual funds, property, and other capital assets
Why Choose BookmyCA?
Transparent pricing
Full cost breakup before you commit. No surprises at the payment screen.
Right professional
CA, CS, or lawyer matched to your situation, not a one-size advisory.
Long-term support
Available after incorporation for accounting, tax, and ROC compliance.
Informed decisions
Decisions that affect ownership, taxation, fundraising, and compliance, done right from the start.
Frequently Asked Questions
Yes, including reviewing transaction records, calculating VDA income, and preparing the required Schedule VDA disclosure.
Yes, virtual digital assets fall under specific provisions (Section 115BBH), distinct from how other capital assets are taxed.
Different classifications based on holding-period rules that vary by asset type, the applicable period and tax treatment differ across shares, mutual funds, property, and other assets.
Both should be reviewed together, eligible losses may offset qualifying gains and, subject to conditions, carry forward to future years.
Statements from different brokers or platforms can be consolidated and reconciled before calculating your overall position.
Depends on your overall income profile, not capital gains alone. ITR-2 may apply without business/professional income, ITR-3 where that income is also involved.
File Your Capital Gains Tax Return
Capital gains reporting gets complex fast once transactions span multiple stocks, mutual funds, properties, brokers, or crypto platforms. Share your transaction details to get your computation and filing started.